Privacy Policy
Last Updated: May 23, 2026
Effective Date: April 25, 2026
FreeFinanceCalculators.com ("we", "us", "our") takes your privacy seriously. This Privacy Policy explains what information we collect, how we use it, and how we protect your personal information.
By using this website, you agree to the terms of this Privacy Policy.
1. Information We Collect
1.1 Calculator Inputs — Never Stored
When you use our calculators — salary, BMI, Zakat, EMI, or any other tool — those inputs are processed entirely within your browser. No calculator data is stored, transmitted, or saved on our servers.
This means: The salary figures, financial information, or health data you enter remains completely private.
1.2 Analytics Data
We use Google Analytics 4 to understand website traffic and user behavior. This includes:
- Pages visited
- Time spent on pages
- Device type (mobile or desktop)
- General geographic location (country and city level only)
- Traffic source (search engine, direct, social media)
This data is fully anonymized — we cannot identify individual users from this information.
1.3 Contact Form Data
If you use our contact form, we collect:
- Your name
- Your email address
- The content of your message
This information is used solely to respond to your inquiry and is never shared with third parties.
1.4 Cookies
We use the following types of cookies:
| Cookie Type | Purpose | Duration |
|---|---|---|
| Essential | Core site functionality | Session |
| Analytics (GA4) | Traffic and usage analysis | 2 years |
| Preferences | Theme and display settings | 1 year |
You can disable cookies in your browser settings — however, some site features may not function properly without them.
2. How We Use Your Information
We use collected information for the following purposes:
- ✅ Improving the website — identifying popular tools and pages
- ✅ Fixing technical issues — error tracking and debugging
- ✅ Responding to user inquiries submitted via contact form
- ✅ Planning new tools — understanding what users need
- ✅ Planning blog content — identifying topics our audience cares about
We never:
- ❌ Sell personal data to third parties
- ❌ Share data with marketers or advertisers
- ❌ Store financial or health calculator inputs
- ❌ Create individual user profiles
- ❌ Use data for targeted advertising without consent
3. Third-Party Services
Our website uses the following third-party services:
Google Analytics 4
- Purpose: Website traffic analysis and performance monitoring
- Data Collected: Anonymized usage data
- Privacy Policy: policies.google.com/privacy
- Opt-Out: tools.google.com/dlpage/gaoptout
Google AdSense
- Purpose: Displaying relevant advertisements
- Data Collected: Cookies for ad personalization
- Privacy Policy: policies.google.com/privacy
- Opt-Out: adssettings.google.com
Vercel (Hosting Provider)
- Purpose: Website hosting and delivery
- Data Collected: Standard server logs (IP address, page requests)
- Privacy Policy: vercel.com/legal/privacy-policy
4. Data Security
We implement reasonable security measures to protect your information:
- HTTPS Encryption — All data transmission between your browser and our site is encrypted
- No Financial Data Storage — Calculator inputs are never stored or transmitted
- Regular Security Updates — Our hosting platform is kept current with security patches
Please note: No method of transmission over the internet is 100% secure. We provide reasonable security measures but cannot guarantee absolute security.
5. Children's Privacy
Our services are not directed at children under the age of 13. We do not knowingly collect personal information from children under 13.
If you are a parent or guardian and believe your child has provided us with personal information — please contact us immediately at contact@freefinancecalculators.com.
6. Your Privacy Rights
Depending on your location, you may have the following rights:
- ✅ Right to Access — Request what data we have collected about you
- ✅ Right to Correct — Request correction of inaccurate information
- ✅ Right to Delete — Request deletion of your personal data
- ✅ Right to Opt-Out — Opt out of analytics tracking
- ✅ Right to Portability — Request export of your data
To exercise any of these rights, contact us at:
📧 contact@freefinancecalculators.com
We will respond within 30 days of receiving your request.
7. CCPA Notice — California Residents
The California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), grants specific privacy rights to California residents. This section complies with Cal. Civ. Code § 1798.100–1798.199 and applies solely to residents of the State of California.
7.1 Categories of Personal Information We Collect
Under the CCPA, “personal information” is defined broadly. Below is a summary of the categories of personal information we have collected over the preceding 12 months:
| CCPA Category | Collected? | Examples |
|---|---|---|
| Identifiers | ✅ Yes | Name, email address (only if you contact us) |
| Internet/Electronic Activity | ✅ Yes | Pages visited, time spent, device type (via GA4) |
| Geolocation Data | ✅ Yes | Country and city level only (via GA4) |
| Commercial Information | ❌ No | We do not collect purchase history or transaction data |
| Biometric Information | ❌ No | We do not collect biometric data |
| Protected Classifications | ❌ No | Race, religion, gender, age, disability status |
| Sensory Data | ❌ No | Audio, visual, or similar information |
| Professional/Employment | ❌ No | Job history, employer information |
| Education Information | ❌ No | School records, degrees |
| Inferences from Profiling | ❌ No | We do not create user profiles or behavioral inferences |
| Sensitive Personal Information | ❌ No | SSN, financial account numbers, precise geolocation, health data |
7.2 Sources of Personal Information
We collect the categories of personal information listed above from the following sources:
- Directly from you: When you submit our contact form, you voluntarily provide your name and email address.
- Automatically via technology: When you visit our site, we automatically collect internet activity and geolocation data through Google Analytics 4 and essential cookies.
7.3 Business Purposes for Collection
We collect personal information for the following business and commercial purposes:
- Providing and improving our free calculator tools
- Analyzing website usage to understand which tools are most helpful
- Responding to user inquiries submitted through our contact form
- Detecting and preventing technical errors and security incidents
- Planning new features and tools based on aggregated usage patterns
7.4 Sharing and Sale of Personal Information
We do NOT sell personal information.
Under the CCPA, a “sale” includes sharing personal information with third parties for monetary or other valuable consideration. We do not sell, rent, or trade your personal information to any third party. We have not sold personal information in the preceding 12 months.
We also do not “share” personal information for cross-context behavioral advertising, as defined under the CPRA. The only third parties that receive limited data are our service providers (Google Analytics 4, Google AdSense, Vercel), who process data strictly under our instructions and are contractually bound to protect that data.
7.5 Your CCPA Rights
If you are a California resident, you have the following rights under the CCPA:
Right to Know (Right to Access)
You have the right to request that we disclose what personal information we collect, use, and share. Specifically, you may request: (a) the categories of personal information we collected about you; (b) the categories of sources from which it was collected; (c) our business purpose for collecting it; (d) the categories of third parties with whom we share it; and (e) the specific pieces of personal information we collected about you.
Right to Delete
You have the right to request that we delete any personal information we have collected from you, subject to certain exceptions (such as when the information is necessary to complete a transaction, detect security incidents, or comply with a legal obligation).
Right to Opt-Out of Sale
You have the right to opt out of the sale of your personal information. Since we do not sell personal information, this right is inherently respected. You do not need to take any action to exercise this right — we do not sell data, period.
Right to Non-Discrimination
We will not discriminate against you for exercising any of your CCPA rights. This means we will not deny you access to our calculators, charge different prices, provide a different quality of service, or retaliate against you in any way for exercising your privacy rights.
Right to Correct
You have the right to request that we correct any inaccurate personal information we maintain about you.
Right to Limit Use of Sensitive Personal Information
As noted in Section 7.1, we do not collect sensitive personal information (such as Social Security numbers, financial account credentials, or precise geolocation). Therefore, this right does not apply to our current data practices.
7.6 How to Submit a Verifiable Consumer Request
To exercise your CCPA rights, you or your authorized agent may submit a verifiable consumer request by:
- 📧 Email: contact@freefinancecalculators.com — Please include “CCPA Request” in the subject line.
- 🌐 Contact Page: freefinancecalculators.com/contact — Mention that you are a California resident exercising CCPA rights.
Verification Process
To protect your privacy, we must verify your identity before processing your request. The verification process will match the information you provide with the information we have on file. Since we collect minimal personal information (generally only what you voluntarily provide via our contact form), verification will typically involve confirming the email address associated with your inquiry.
You may designate an authorized agent to submit a request on your behalf. We will require the authorized agent to provide written proof of authorization signed by you, and we may also require you to verify your identity directly with us.
7.7 Response Timeline
We will acknowledge receipt of your request within 10 business days. We will respond to your verifiable consumer request within 45 calendar days of receipt. If we require more time (up to an additional 45 days, for a maximum of 90 days total), we will inform you in writing of the reason and extension period.
There is no charge for making a CCPA request. However, if your requests are manifestly unfounded, excessive, or repetitive, we may charge a reasonable fee or decline to act on the request, as permitted by law.
8. Managing Cookies
How to Disable Cookies
- Google Chrome: Settings → Privacy and Security → Cookies and other site data → Block all cookies
- Mozilla Firefox: Settings → Privacy & Security → Enhanced Tracking Protection → Strict
- Apple Safari: Preferences → Privacy → Block all cookies
- Microsoft Edge: Settings → Cookies and site permissions → Manage and delete cookies
Note: Disabling cookies will prevent Google Analytics from collecting data about your visit, but may affect certain site functionality.
9. Links to Third-Party Websites
Our site may contain links to external websites (FBR, PSEB, SECP, Income Tax India, etc.). This Privacy Policy does not apply to those external sites. We are not responsible for the privacy practices of third-party websites.
We encourage you to review the privacy policy of every external website you visit.
10. International Users
FreeFinanceCalculators.com is designed for a global audience with a primary focus on users in the United States. Our servers and operations are based in the United States. By using this site, your information may be transferred to, stored, and processed in the United States under U.S. data protection standards — including the California Consumer Privacy Act (CCPA) for California residents.
If you are accessing our site from outside the United States, please be aware that U.S. data protection laws may differ from those in your country of residence. By using this site, you consent to this transfer and processing of information.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Changes will be reflected by updating the "Last Updated" date at the top of this page. For significant changes, we may post a notice on our homepage.
We recommend reviewing this page periodically to stay informed about how we protect your information.
12. Contact Us Regarding Privacy
For any questions or concerns about this Privacy Policy:
- 📧 Email: contact@freefinancecalculators.com
- 🌐 Contact Page: freefinancecalculators.com/contact
We respond to all privacy-related inquiries within 48 hours.