Zakat Calculator
Calculate your Zakat accurately for 2026 based on current Nisab values. A simple tool for your religious financial obligations.
Market Rates & Nisab
Set current gold/silver prices
Wealth & Assets
Total your Zakatable assets
Calculation Summary
Enter your assets and current market rates to see your Zakat obligation.
Expert Guide: Zakat Calculation 2026
Zakat is one of the five pillars of Islam, required of every adult Muslim who possesses wealth above a certain threshold (Nisab) for a full lunar year. Our Zakat Calculator Pakistan/India 2026 helps you calculate this 2.5% obligation with precision, accounting for modern asset classes like stocks and business inventory.
Understanding Nisab Thresholds
The Nisab is the minimum amount of wealth a Muslim must possess before they are obligated to pay Zakat. It is defined by the value of either:
- Gold: 87.48 grams (approx. 7.5 Tolas)
- Silver: 612.36 grams (approx. 52.5 Tolas)
Most scholars recommend using the Silver Nisab for calculation as it allows more people to contribute to the welfare of the community (charity).
Zakatable Assets
Includes cash, bank balances, gold/silver held for investment, stocks, shares, and business goods. Personal items like your home, car, and clothing are generally exempt.
Calculation Logic
(Total Assets - Immediate Liabilities) × 0.025 = Zakat Payable. Immediate liabilities include utility bills and short-term debt due for payment.
Frequently Asked Questions
When should I pay Zakat?
Zakat is due once a lunar year (Hawl) has passed since you first reached the Nisab threshold. Many Muslims choose to pay during Ramadan for increased rewards.
Is Zakat due on jewelry?
Yes, most scholars agree that Zakat is due on gold and silver jewelry if the total weight exceeds the Nisab. For diamonds or other stones, Zakat is only due if they are held for trade.
How do I calculate Zakat on stocks?
If you hold stocks as a long-term investment for dividends, you pay Zakat on the Zakatable assets of the company. If you trade them, pay Zakat on the full market value.
Can I pay Zakat in installments?
Yes, you can pay Zakat in advance in monthly installments, provided that the total amount paid by the end of your Zakat year equals the required 2.5%.